1. Prequalifying for a Home in Fort Collins

    Plenty of buyers think that prequalifying for a home is just another speed bump on the path to home ownership.  Although the entire lending process might seem like a bit of a headache, the act of simply picking up the phone (or even just writing an email) and speaking with your lender about prequalifying for a home is one of the simplest of steps that can save you months of stress and annoyance. …Read More

  2. It’s Tough to Buy a Home in Northern Colorado Right Now

    Just a couple years ago, if you wanted to buy a home, you could do it easily.  Because times were so tough, there were hundreds and hundreds of sellers trying to offload their home, availability was abundant and prices were fantastic for buyers.  If you could qualify for a loan, chances are you'd get a killer deal and time was on your side.  If you were investing in real estate at the time, the…Read More

  3. Your Perfect Windsor Home

    Paralysis by analysis can be a common problem for buyers in Windsor because of the abundance of choices one can make while buying a home.  When it comes time to make an offer, some buyers could be fearful of making the wrong decision and getting stuck.  Buyer's remorse is common among buyers who lack clear direction and education.  Only after going through a simple, three step process can you a…Read More

  4. Making Your Best Real Estate Offer

    In Northern Colorado, there has been a shift in the real estate market.  In some neighborhoods, it's tough to tell if it's a buyer's market, seller's market, or somewhere in between.  To make your best real estate offer, you really need to understand what kind of market you're dealing with, so you can craft your offer accordingly.  In a seller's market, low-ball offers will be rejected.  If yo…Read More

  5. 3 Ways to Pay Off Your Mortgage In Fort Collins

    As Realtors in Fort Collins, we're always looking for ways to save our current and past clients some money.  This is one of those opportunities so follow along carefully.  We're talking big money!  Depending on the value of your home, you could see some HUGE savings with very little effort or stress on your part.  In some cases, saving tons of money doesn't even cause you any extra effort or f…Read More

  6. 3 Home Buying Deal Breakers in Fort Collins

    The world of real estate can be simple and complex.  Each transaction is different and there are a myriad of things that can derail any home purchase.  Any broker in Fort Collins could tell you crazy stories as to why some of their home buyers had deals fall through.  Most problems can be solved with cooperation and negotiation from both sides, but what are the biggest home buying deal breakers…Read More

  7. The 20% Down Payment Myth

    Don't let anyone tell you that you need to put 20% down on a house.  There are tons of misconceptions and false information saying that's the only way to get a home these days.  Plus, it's not exactly easy to drum up $50k to put down on a $250,000 home.  In all actuality, putting that much money down on a home will make your mortgage payments less expensive, but could you possibly use that mone…Read More

  8. Thinking of Refinancing in Northern Colorado?

    Over the past couple months, we've been asked by several clients from Fort Collins to Greeley and everywhere in between, "Should I re-finance?"  With those 5, 6, and 7+% rates, more and more NoCo locals are considering it.  But how do you know if refinancing your loan in Northern Colorado is the right decision?  Done correctly, refinancing can save you money, both in the long and short term, bu…Read More