1. The 20% Down Payment Myth

    Don't let anyone tell you that you need to put 20% down on a house.  There are tons of misconceptions and false information saying that's the only way to get a home these days.  Plus, it's not exactly easy to drum up $50k to put down on a $250,000 home.  In all actuality, putting that much money down on a home will make your mortgage payments less expensive, but could you possibly use that mone…Read More

  2. First Time Home Buyers in Fort Collins

    If you're over having a room-mate, and throwing away your hard earned money to pay off someone else's mortgage, you're probably wanting a place of your very own. It's time.  This can be one of the most exciting parts of your life, but also one of the most confusing and nerve-wracking times as well.  With all sorts of information out there for first time home buyers in Fort Collins, or Northern C…Read More

  3. Thinking of Refinancing in Northern Colorado?

    Over the past couple months, we've been asked by several clients from Fort Collins to Greeley and everywhere in between, "Should I re-finance?"  With those 5, 6, and 7+% rates, more and more NoCo locals are considering it.  But how do you know if refinancing your loan in Northern Colorado is the right decision?  Done correctly, refinancing can save you money, both in the long and short term, bu…Read More