The holidays are over and the hustle and bustle of December has subsided giving many real estate professionals an opportunity to look back and try and make sense of one of the most unique years in real estate we’ve seen in decades. 2025 was certainly not a typical year as political and economic impacts seemed to come one after another. These impacts often tugged in separate directions leaving many of us scratching our heads trying to determine short term trends and direction for the market. Our buyers and sellers felt that uncertainty.
THE CRAFT BROKER
NORTHERN COLORADO HOMES
2025 Fort Collins Real Estate Wrap Up
Jared Reimer - The Craft Broker
Fort Collins Single Family Homes - December 2025
Single family sales in December were down 10.3% from 2024, but keep in mind, because of the low sample size in a holiday month, this represents only 19 sales. The median sales price in December was up 5.9% from 2024, to $630,000 – very much in line with median value for the last 3+ years. There are marginally more active listings, 361, up 5.2% from December 2024. This was certainly a calm and non-volatile way to wrap up 2025 in the single-family home sector.
Fort Collins Attached Homes - December 2025
Attached homes (condos and townhomes) tell a slightly different tale in December. Sales were down 17.5% from December 2024 figures, primarily because there were much fewer active listings - 141, down 15.1% from December 2024. Sales slumped 17.5%, with just 47 attached home sales. Because of tighter inventory in this sector, median value did see a slight increase to $419,990, up 1.5% from December 2024.
How Did Fort Collins Perform in 2025?
If the 2025 Fort Collins real estate market were given a grade, I would suggest the mark of “satisfactory”. There were no major advances, nor retreats. Some months were stronger than others, but over the course of the year, the market survived and was stable in aggregate.
In the single-family sector, new listings throughout 2025 were up 10.3% from 2024, meaning that more sellers felt comfortable bringing their home to the market in an uncertain sales climate. Similarly, the Fort Collins market had 2275 single family sales, up 10.2% from 2024. More homes for sale and more sales indicate that increased inventory was met with increased demand from homebuyers. This is a good sign in the face of a tighter market. Year to date median value increased just 0.3% to $610,000. While buyer activity has remained stable, there has not been enough competition to drive prices up, as has been the case for the last 3 years. A stable market is as good as we could have hoped for in 2025.
In the attached home market, new listings were up 9.8% compared to YTD 2024 figures, a similar magnitude to the single-family increase. Additionally, total 2025 home sales were up 2.5%, breaking the 700 sale mark. The only blemish on an otherwise acceptable year was a marginal decline in median value, down 1.0% from 2024 to $406,700. Demand for a more affordable product is always paramount, but in the face of higher-than-preferred interest rates, along with HOA fees, an attached product may not be appreciably more attractive than a single family home to many buyers looking to call Fort Collins “home”.
Looking Forward to 2026
Looking forward to 2026, I’m keeping an eye on these three “I’s”: interest rates, inventory, and impressions. With interest rates dropping below 6% in the second week of January, there is renewed hope that many buyers will come to the market, especially since economic indicators suggest that, if anything, rates will not climb and will more than likely stay stable or slightly decline over the next year. If rates drop enough, more buyers will flood the market, increase competition and bring prices up. This could also bring more sellers to the market to take advantage of demand, offload their homes and move up. Additionally, lower interest rates may give some homeowners the ability to refinance out of 7%+ rates to make their payments more affordable. Next, increased inventory was a major factor in 2025, with many lingering listings bogging down the market during months of tepid demand. Many homes that did not sell by the end of the 4th quarter were pulled from the market during the holidays to breathe and reset. My apprehension is that many of these “zombie listings” will return in the first quarter and bog down the market, once again, as buyers sift through inventory. My hope is that demand will be strong enough to meet this increased inventory. If not, it could keep prices from edging upwards throughout 2026. Lastly, impressions are key – meaning interest from buyers. Many buyers over the last 2-3 years have been fence-sitting, either waiting for prices or interest rates to come down to help with affordability. Since it does not appear that prices will retreat in Fort Collins, the hope is that buyers will see the improved affordability from sub-6% interest rates as their opportunity to jump in. Buyer demand was very scattered and unpredictable in 2025 and it would certainly improve the mental health of all real estate professionals if there was some stability with our buyer demand. Fort Collins remains a very attractive destination for all segments of the population, from recent college graduates to retirees, which has kept this market strong and stable through uncertainty. 2026 may be the year that our recent stability turns into continued strength.
I provide the expert guidance, resources and confidence to easily make a move in Northern Colorado. Every real estate transaction is unique and I work closely with you to develop a plan, strategy and approach to get the most out of your next sale or purchase. If you, a friend or a neighbor have a real estate need, please get in touch with me | Jared@TheCraftBroker.com or 970.222.1049
About the Author: Jared Reimer is a native Coloradoan and Partner at Elevations Real Estate in Old Town Fort Collins. He’s a community advocate, business champion, blogger, leader, tireless volunteer, innovator, thinker and expert on all things real estate in Fort Collins and surrounding Northern Colorado. You’re likely to find Jared spending quality time outside with his wife, Kacie, and kids, Hudson and Isla, or visiting with friends and clients throughout Fort Collins and Northern Colorado. Call or text Jared at 970.222.1049 or email him at Jared@TheCraftBroker.com