Mortgages

  1. Adjustable Rate Mortgages Are Making a Comeback

    By:
    Date Published:
    Categories:
    , , , , , , ,
    Tags:
    , , , , ,

    In a real estate market that is still full of surprises, one of the trends I've seen coming on lately is the return of adjustable rate mortgages (ARMs).  For nearly the last decade, ARMs fell out of style, simply because some were unsafe, unclear and sometimes unfair and predatory in the mid to late 2000's, one of the big reasons the mortgage market melted down.  Borrowers with unsafe ARMs and b…Read More

  2. Being Prepared Pays Off Big – A Case Study

    By:
    Date Published:
    Categories:
    , , , , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , , ,

    Because of the competition in the market, I am seeing both homebuyers and home sellers jump in pretty unprepared, thinking that they have everything covered.  In my experience, not being adequately prepared for a market in which you need to make quick decisions, can really put you behind.  It can cause heartache, frustration and missed opportunities.  On the flip side, the clients of mine who t…Read More

  3. On The Fence About Buying a Home?

    By:
    Date Published:
    Categories:
    , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , ,

    There are a lot of potential homebuyers out there, whether they are current homeowners or renters, weighing the decision to buy a new home now, or not.  I have personally been dealing with dozens of buyers over the last decade who have been on the fence, waiting for a housing collapse, and I've seen the missed opportunities.  While the majority of these buyers have "seen the light" once they fur…Read More

  4. Consider These 5 Clauses When Writing Your Best Offer

    By:
    Date Published:
    Categories:
    , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , , , , , , ,

    It's hard out there for buyers in the Northern Colorado real estate market.  Dwindling supply and ever increasing competition from other buyers, cash buyers and investors have driven prices up, up, up.  When competition is fierce, we have some tools in our toolbox to help you compete.  It's all about removing contingencies and providing comfort to the seller, as long as it doesn't leave you fur…Read More

  5. Retiring or Downsizing Soon? Start Here.

    By:
    Date Published:
    Categories:
    , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , ,

    If you’re nearing retirement, or working towards downsizing, there are strategies that you can use NOW to help save money, create wealth, and give you flexibility if your plans change.  Let’s face it - real estate isn’t getting cheaper. Every month that passes, real estate prices continue their upward appreciation.  Wouldn't it to be nice to have your retirement home now? With a little ext…Read More

  6. All About Appraisal Gaps

    By:
    Date Published:
    Categories:
    , , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , ,

    Because of the competition within the market for a limited number of homes, buyers and their agents are coming up with all kinds of unique and creative ways to make their offer stand up against other buyers.  Late 2020 and early 2021 has been the most competitive market I've ever witnessed, and short of offering a first born child, there have been plenty of interesting contract provisions.  Buye…Read More

  7. What Home Buyers Can Expect From Me

    By:
    Date Published:
    Categories:
    , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , , , , , , , , , ,

    The Northern Colorado real estate market is competitive, fast paced and fierce right now.  By all accounts, we will continue to see limited supply of homes for sale, and continued upward pressure on prices.  In this kind of market, it's important to work with a Realtor that you can count on to take you from beginning to end, minimizing the bumps and hurdles along the way.  When you work with me…Read More

  8. June Sales Soar, Prices Hold Steady

    By:
    Date Published:
    Categories:
    , , , , , , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , , , , , , , , , , , , , ,

    June sales data represents the beginning of the post-COVID real estate market in Northern Colorado.  And good gracious, did real estate come back with force after the shelter at home restrictions were eased.  Across the board, sales were up double digits, and prices even grew in most markets - these sales were the result of contracts written in the late April/Early May timeframe.  As showing re…Read More

  9. Greeley and Loveland Post Record Prices in May 2019

    By:
    Date Published:
    Categories:
    , , , , , , , , , , , , , ,
    Tags:
    , , , , , , , , , , , , , , , , , , , , , ,

    School is out, pools are open and summer is heating up!  I cannot believe we are already into the meat of the selling season in Northern Colorado.  In late 2018, several forecasters were predicting a bit of a slower season, but all signs are pointing to continued gains in appreciation as we head into the second half of the year. Buoyed by strong demand and continually declining interest rates, b…Read More

  10. Downpayment Options

    By:
    Date Published:
    Categories:
    , , ,
    Tags:
    , , , , , , , , , , , , , , ,

    I recently read that 9 out of 10 new home buyers didn't realize there were down payment options that offered less than 10% down. I've got the low down on some options between 0% and 10% that might work for your unique financial situation. It pays to participate in this market - so do it smartly! As always, get in touch with me and I can help you get it all sorted before we hit crunch time! 970.222…Read More