Mortgages

  1. Retiring or Downsizing Soon? Start Here.

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    If you’re nearing retirement, or working towards downsizing, there are strategies that you can use NOW to help save money, create wealth, and give you flexibility if your plans change.  Let’s face it - real estate isn’t getting cheaper. Every month that passes, real estate prices continue their upward appreciation.  Wouldn't it to be nice to have your retirement home now? With a little ext…Read More

  2. All About Appraisal Gaps

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    Because of the competition within the market for a limited number of homes, buyers and their agents are coming up with all kinds of unique and creative ways to make their offer stand up against other buyers.  Late 2020 and early 2021 has been the most competitive market I've ever witnessed, and short of offering a first born child, there have been plenty of interesting contract provisions.  Buye…Read More

  3. What Home Buyers Can Expect From Me

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    The Northern Colorado real estate market is competitive, fast paced and fierce right now.  By all accounts, we will continue to see limited supply of homes for sale, and continued upward pressure on prices.  In this kind of market, it's important to work with a Realtor that you can count on to take you from beginning to end, minimizing the bumps and hurdles along the way.  When you work with me…Read More

  4. June Sales Soar, Prices Hold Steady

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    June sales data represents the beginning of the post-COVID real estate market in Northern Colorado.  And good gracious, did real estate come back with force after the shelter at home restrictions were eased.  Across the board, sales were up double digits, and prices even grew in most markets - these sales were the result of contracts written in the late April/Early May timeframe.  As showing re…Read More

  5. Greeley and Loveland Post Record Prices in May 2019

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    School is out, pools are open and summer is heating up!  I cannot believe we are already into the meat of the selling season in Northern Colorado.  In late 2018, several forecasters were predicting a bit of a slower season, but all signs are pointing to continued gains in appreciation as we head into the second half of the year. Buoyed by strong demand and continually declining interest rates, b…Read More

  6. Downpayment Options

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    I recently read that 9 out of 10 new home buyers didn't realize there were down payment options that offered less than 10% down. I've got the low down on some options between 0% and 10% that might work for your unique financial situation. It pays to participate in this market - so do it smartly! As always, get in touch with me and I can help you get it all sorted before we hit crunch time! 970.222…Read More

  7. Northern Colorado Region Hovering Near Record Highs

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    A strong yet constrained real estate market is keeping the Northern Colorado region hovering near record highs.  Regional median home values are creeping up above the $317,000 mark, as we end into the last gasp during the holidays.  Through the end of October, a total of 9169 homes have sold in the Fort Collins, Loveland, and Greeley/Weld area, up 3.96% from the same timeframe in 2015, with a go…Read More

  8. Get a Buyer’s Agent

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    This weekend, I hosted an open house and had quite a bit of fun meeting everyone who came through. I did notice plenty of unrepresented buyers pass through and it made me think, "there's gotta be a better way"! The first two things new buyers should do is get prequalified and get a buyer's agent to make the process more organized and professional. If you're starting the homebuying process - give m…Read More

  9. Incredible Equity in Northern Colorado Homes

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    Making the turn into the back half of 2016, YTD June sales and median values are keeping pace with the first half of the year, with prices at all time highs once again. Through the end of June, a total of 4931  homes have sold in the Fort Collins, Loveland, and Greeley/Weld area, up nearly 10% from the same timeframe in 2015.  The region's median home values have soared again to $312,500, an 8.5…Read More

  10. NoCo Real Estate Market is Flooded With Cash

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    We all know that “cash is king” or “money talks” but when it comes to the high stakes game of buying in the NoCo real estate market, when you put your money where your mouth is, you’ll likely come out on top.  Never before have we seen a real estate market this constrained by low inventory.  If you’ve participated in the market over the past two years, you’re familiar with multiple…Read More