Down Payments

  1. Safest Real Estate In Northern Colorado

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    There is still plenty of fear and unknown in the Northern Colorado real estate market and we aren't entirely sure how things will play out in the region post-COVID.  What we do know is that there has been a constant demand for Northern Colorado homes in the last decade and we don't expect that demand to slow.  Every homebuyer has fears of buying at a financially unsettled time.  The best we can…Read More

  2. Record Home Prices In Fort Collins

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    We're at the peak of the selling season and it's certainly a busy one.  The homes closing in June and early July are the result of contracts written in May when the market begins to really cook.  Typically, after school lets out, we see a fury of buy/sell activity and this year is no different.  Every month, at least one area of the regions is hitting a new record value (Loveland/Berthoud &…Read More

  3. The Paradox of Today’s NOCO Home Sellers

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    It's a unique market out there.  In Fort Collins, the average home price sits at $400,000.  Median prices have increased over 8% year over year since 2013, which means if you owned an median home in 2013, you now have an additional $95,857.33 in equity IN JUST THREE YEARS.  Times are great for NOCO home sellers, right? Well, it really depends on how you look at it.  There is a huge paradox fo…Read More

  4. Downpayment Options

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    I recently read that 9 out of 10 new home buyers didn't realize there were down payment options that offered less than 10% down. I've got the low down on some options between 0% and 10% that might work for your unique financial situation. It pays to participate in this market - so do it smartly! As always, get in touch with me and I can help you get it all sorted before we hit crunch time! 970.222…Read More

  5. How to Fund A Down Payment with Your Retirement Account

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      Please understand before you read this that we are not a financial advisors or accountants.  Consult with tax and financial professionals before making any moves within your retirement account.  These professionals will further educate you on the risks and rewards to funding a down payment with your retirement account.  Contrary to popular belief, there are some unique ways to utilize your …Read More

  6. Prequalifying for a Home in Fort Collins

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    Plenty of buyers think that prequalifying for a home is just another speed bump on the path to home ownership.  Although the entire lending process might seem like a bit of a headache, the act of simply picking up the phone (or even just writing an email) and speaking with your lender about prequalifying for a home is one of the simplest of steps that can save you months of stress and annoyance. …Read More

  7. It’s Tough to Buy a Home in Northern Colorado Right Now

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    Just a couple years ago, if you wanted to buy a home, you could do it easily.  Because times were so tough, there were hundreds and hundreds of sellers trying to offload their home, availability was abundant and prices were fantastic for buyers.  If you could qualify for a loan, chances are you'd get a killer deal and time was on your side.  If you were investing in real estate at the time, the…Read More

  8. Fast Paced Fort Collins Real Estate Market Tips For Buyers

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    The tables have turned in Fort Collins.  No longer are buyers in control, taking their time to make decisions and offers.  Interest rates are at their lowest point in decades, and inventory levels are shrinking.  This is creating a perfect storm of buyer competition where sellers have the upper hand. When real estate is moving at at furious pace, it helps to be prepared and able to make quick i…Read More

  9. Your Perfect Windsor Home

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    Paralysis by analysis can be a common problem for buyers in Windsor because of the abundance of choices one can make while buying a home.  When it comes time to make an offer, some buyers could be fearful of making the wrong decision and getting stuck.  Buyer's remorse is common among buyers who lack clear direction and education.  Only after going through a simple, three step process can you a…Read More

  10. Making Your Best Real Estate Offer

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    In Northern Colorado, there has been a shift in the real estate market.  In some neighborhoods, it's tough to tell if it's a buyer's market, seller's market, or somewhere in between.  To make your best real estate offer, you really need to understand what kind of market you're dealing with, so you can craft your offer accordingly.  In a seller's market, low-ball offers will be rejected.  If yo…Read More