Down Payments

  1. Moving: Should I Sell or Rent Out My House?

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    When the time comes to make a move, in the right circumstances it may make sense to keep your previous house as a rental instead of selling.  While every situation is different, if done thoughtfully, renting your home can help your family create long term, meaningful wealth.  It does require extra work, some forethought, and a lot of number crunching.  Here's the process I give my clients who m…Read More

  2. Highest Values on Record

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    September is usually a sleepier month in Northern Colorado real estate, but September 2020 was anything but.  Maybe parents were busy hatching real estate dreams while their kids were still doing school from home.  Maybe they have felt the squeeze while working from home themselves and needed a bigger space to accommodate new office needs. Whatever the case, across Northern Colorado, we saw the …Read More

  3. 5 Hard Truths About the Fort Collins Real Estate Market

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    Every year, I have handfuls of clients that come from all over the country - some from expensive markets like California, the Pacific Northwest or the East Coast, and some from less expensive markets in the South and the Midwest.  No matter where you come from, our dynamic and unique real estate market can be challenging to jump into without the right help and without the right preparation and ex…Read More

  4. Safest Real Estate In Northern Colorado

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    There is still plenty of fear and unknown in the Northern Colorado real estate market and we aren't entirely sure how things will play out in the region post-COVID.  What we do know is that there has been a constant demand for Northern Colorado homes in the last decade and we don't expect that demand to slow.  Every homebuyer has fears of buying at a financially unsettled time.  The best we can…Read More

  5. Record Home Prices In Fort Collins

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    We're at the peak of the selling season and it's certainly a busy one.  The homes closing in June and early July are the result of contracts written in May when the market begins to really cook.  Typically, after school lets out, we see a fury of buy/sell activity and this year is no different.  Every month, at least one area of the regions is hitting a new record value (Loveland/Berthoud &…Read More

  6. The Paradox of Today’s NOCO Home Sellers

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    It's a unique market out there.  In Fort Collins, the average home price sits at $400,000.  Median prices have increased over 8% year over year since 2013, which means if you owned an median home in 2013, you now have an additional $95,857.33 in equity IN JUST THREE YEARS.  Times are great for NOCO home sellers, right? Well, it really depends on how you look at it.  There is a huge paradox fo…Read More

  7. Downpayment Options

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    I recently read that 9 out of 10 new home buyers didn't realize there were down payment options that offered less than 10% down. I've got the low down on some options between 0% and 10% that might work for your unique financial situation. It pays to participate in this market - so do it smartly! As always, get in touch with me and I can help you get it all sorted before we hit crunch time! 970.222…Read More

  8. How to Fund A Down Payment with Your Retirement Account

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      Please understand before you read this that we are not a financial advisors or accountants.  Consult with tax and financial professionals before making any moves within your retirement account.  These professionals will further educate you on the risks and rewards to funding a down payment with your retirement account.  Contrary to popular belief, there are some unique ways to utilize your …Read More

  9. Prequalifying for a Home in Fort Collins

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    Plenty of buyers think that prequalifying for a home is just another speed bump on the path to home ownership.  Although the entire lending process might seem like a bit of a headache, the act of simply picking up the phone (or even just writing an email) and speaking with your lender about prequalifying for a home is one of the simplest of steps that can save you months of stress and annoyance. …Read More

  10. It’s Tough to Buy a Home in Northern Colorado Right Now

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    Just a couple years ago, if you wanted to buy a home, you could do it easily.  Because times were so tough, there were hundreds and hundreds of sellers trying to offload their home, availability was abundant and prices were fantastic for buyers.  If you could qualify for a loan, chances are you'd get a killer deal and time was on your side.  If you were investing in real estate at the time, the…Read More